8 Free Calculators · Financial Planning
Planning Calculators
Retirement, stamp duty, brokerage, net worth & more — plan your financial future.
Step 1 of 3
Your age & retirement plan
When do you plan to retire?
Current Age
yrs
Retirement Age (typically 60)
yrs
Life Expectancy (default 85)
yrs
Monthly expenses & inflation
Today's monthly expenses — will grow with inflation
Current Monthly Expenses (₹)
₹
Inflation Rate (India avg: 6%)
%
Post-Retirement Investment Return (%)
%
Current savings & investments
Already accumulated — will grow till retirement at 10% pre-retirement return
Current Total Savings & Investments (₹)
₹
Retirement Corpus Needed
₹ 0
Want a personalised retirement plan with NPS + EPF + SIP strategy?
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Fixed / Physical Assets
Current market value of tangible assets
Real Estate (current market value)
₹
Gold & Jewellery (market value)
₹
Vehicles (current resale value)
₹
Financial Assets
Current value of investments & accounts
Bank Savings & FDs
₹
Mutual Funds & Stocks (current value)
₹
EPF + PPF + NPS Balance
₹
Total Liabilities
All outstanding loans & debts
Home Loan Outstanding Balance
₹
Car Loan + Personal Loan + Other Debts
₹
Your Net Worth
₹ 0
Grow your net worth — get a tax-efficient investment strategy
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What is your savings goal?
How much do you want to accumulate?
Target amount & timeline
How much and by when?
Target Corpus (₹)
₹
Years to Achieve Goal
yrs
Expected investment return
Conservative: 7% (FD/debt) · Moderate: 10% · Aggressive: 12–14% (equity)
Monthly SIP Needed
₹ 0
Start a goal-based SIP today — get ELSS for tax savings too
Get Advice →Step 1 of 2
Monthly fixed expenses
Rent/EMI + groceries + utilities + insurance — essentials only
₹
Employment stability
Determines how many months of expenses to keep as buffer
Emergency Fund Required
₹ 0
Park emergency fund in liquid mutual fund or sweep-in FD for easy access
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What is today's amount?
Goods price, monthly expense, salary, savings etc.
₹
Inflation rate
India CPI avg: 5–7% · Education: 8–10% · Healthcare: 10–12%
Time period
Years into the future
Future Value (Inflation-Adjusted)
₹ 0
Beat inflation with equity SIPs (12–15% CAGR) — start investing today
Get Advice →Step 1 of 3
Select state
Stamp duty varies significantly by state · 2025 rates
Property value & buyer type
Agreement / circle rate — whichever is higher
Property Value (₹)
₹
Buyer Gender / Ownership
Property type
Some states have different rates for residential vs commercial
Total Stamp Duty & Registration
₹ 0
Stamp duty is deductible under Section 80C (for residential property)
Claim 80C →Step 1 of 3
Trade type
Exchange charges differ by segment
Trade details
Enter buy & sell price with quantity
Buy Price per Share / Unit (₹)
₹
Sell Price per Share / Unit (₹)
₹
Quantity (shares / lots)
units
Broker type
Flat-fee discount brokers are most common now
Total Charges
₹ 0
F&O & intraday profits are business income — file ITR-3
Get ITR Help →Step 1 of 3
Property details
Current property price you're considering to buy
Property Purchase Price (₹)
₹
Current Monthly Rent You're Paying / Would Pay (₹)
₹
Loan details
Home loan parameters for buying
Down Payment (%)
%
Home Loan Interest Rate (%)
%
Loan Tenure (Years)
yrs
Return expectations & holding period
For calculating opportunity cost of down payment
Expected Property Appreciation (%/yr)
%
Investment Return (if you rent & invest down payment)
%
Comparison Period (Years)
yrs
Verdict
—
Buying? Claim Section 24b interest + 80C principal deduction in old regime
Tax Benefits →Disclaimer: Indicative estimates only. Stamp duty rates are approximate and may vary. Consult our CA team free for current state-wise rates and tax advice.