Free Calculator · NPS · Section 80CCD
NPS Tax Benefit Calculator
Calculate your National Pension System deductions under 80CCD(1), 80CCD(1B) and 80CCD(2) — total NPS tax saving in seconds.
Step 1 of 3
Salary & employer type
Determines 80CCD(2) employer contribution limit
Annual Basic Salary + DA (₹)
₹
Your NPS contributions
Annual employee + employer NPS deposits
Annual Employee NPS Contribution (₹)
₹
Annual Employer NPS Contribution (₹)
₹
Other 80C investments & tax slab
80CCD(1) shares the ₹1.5L 80C cap; 80CCD(1B) is over & above
Other 80C Investments (PPF, ELSS, LIC etc.) (₹)
₹
Total NPS Tax Saving
₹ 0
NPS gives an exclusive ₹50,000 deduction over & above 80C — consult our CA to optimise
Get NPS Plan →Step 1 of 2
Monthly NPS contribution
Combined employee + employer NPS per month
Monthly NPS Contribution (₹)
₹
Years & expected return
NPS equity (Tier-I) historically returns 10–12% p.a.
Years to Retirement
yrs
NPS Corpus at Retirement
₹ 0
NPS: 60% tax-free lump sum, 40% annuity — optimise NPS allocation with our CA
Get Advice →Disclaimer: NPS deductions apply only in Old Tax Regime (except 80CCD(2) which is available in both regimes). At maturity, 60% is tax-free lump sum, 40% mandatory annuity is taxable. Consult our CA for personalised NPS advice.