TDS Calculator — Tax Year 2026-27
Updated: 3 June 2026 | Income-tax Act, 2025 | Section 392 (Salary) & 393 (Other)
The TDS calculator computes tax deducted at source on salary, contractor payments, rent, FD interest, and professional fees. Enter payment amount and select payment type — the calculator shows TDS amount, net payout, applicable section, and deposit due date. Covers all major TDS sections under the Income-tax Act 2025.
7th
TDS deposit deadline: 7th of following month (30 April for March TDS).
Late deposit interest: 1.5% per month. Must have TAN (Tax Deduction Account Number) to deposit.
Late deposit interest: 1.5% per month. Must have TAN (Tax Deduction Account Number) to deposit.
Under Income-tax Act 2025: Section 392 (TDS on salary; old: Section 192) · Section 393 (TDS on payments other than salary; old: 194A/C/D/H/I/J etc.) · Form 138 (old: Form 24Q for salary TDS).
Quick TDS Rate Reference
| Payment Type | New Section | Old Section | Rate | Threshold |
|---|---|---|---|---|
| Salary | 392 | 192 | Slab rates | Basic exemption |
| FD / Savings Interest | 393 | 194A | 10% | ₹40K (₹50K senior) |
| Contractor/Sub-contractor | 393 | 194C | 1%/2% | ₹30K / ₹1L annual |
| Professional fees | 393 | 194J | 10% (2% tech.) | ₹30,000/year |
| Rent (premises) | 393 | 194-I | 2% | ₹2.4L/year |
| Rent by individual/HUF | 393 | 194-IB | 2% | ₹50K/month |
| Commission/Brokerage | 393 | 194H | 5% | ₹15,000 |
| Property purchase | 393 | 194-IA | 1% | ₹50 lakh |
Free TDS Tool · India 2025 · No Signup
TDS Calculator India
Instantly calculate TDS under sections 192, 194C, 194J, 194I, 194A, 194H, 194IA & 194. Know your exact deduction, net payout & challan details.
Step 1 of 3
What type of payment are you making?
Select TDS section · FY 2025-26
Payment Amount
Enter the gross payment amount
GROSS PAYMENT AMOUNT (₹)
₹
PAN AVAILABILITY
RESIDENCY STATUS
How often is this payment made?
Used to check annual threshold limits
TDS TO DEDUCT
—
on payment of —
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Disclaimer: Indicative figures only. TDS rates are as per Income Tax Act. Always verify with a CA for your specific transaction. TaxClue is not liable for any tax decisions made solely on this calculator.
Frequently Asked Questions
What is the TDS rate on salary for Tax Year 2026-27?
TDS on salary is deducted at the average income tax rate applicable to the employee (slab rates under new or old regime as opted). The employer computes estimated annual salary, deductions declared, tax liability, and deducts 1/12th every month. Under Section 392 (old: 192) of Income-tax Act 2025.
What is the TDS rate on contractor payments?
TDS on contractor payments: 1% for individual/HUF contractors, 2% for others, under Section 393 (old: 194C). Threshold: ₹30,000 per payment or ₹1,00,000 aggregate per year. Transporter with PAN furnishing declaration: nil TDS.
What is the TDS rate on FD interest?
TDS at 10% on FD interest when interest from a single bank exceeds ₹40,000 per year (₹50,000 for senior citizens). Section 393 (old: 194A). Submit Form 15G (below 60) or Form 15H (senior citizens) to avoid TDS if total income is below taxable limit.
How to deposit TDS after deducting?
Deposit TDS via Challan 281 at tin.tin.nsdl.com or incometax.gov.in → e-Pay Tax. Due date: 7th of following month (30 April for March). Quote TAN, assessment year, section code. Late deposit attracts 1.5% per month interest.
What is the difference between TDS and TCS?
TDS (Tax Deducted at Source) is deducted by the payer when making payment to payee. TCS (Tax Collected at Source) is collected by the seller from the buyer at the time of sale. Both are deposited with the government and reflected in the payee/buyer's 26AS for claiming credit while filing ITR.
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