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SEBI Insider Trading Regulations 2015: UPSI, Trading Window and Code of Conduct

SEBI Prohibition of Insider Trading Regulations 2015 prohibit trading on unpublished price sensitive information. Learn about UPSI definition, trading window closure, pre-clearance...

TaxClue Team Tax & Compliance Expert
3 min read 3 views Updated Jun 18, 2026
Expert Reviewed High Complexity
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SEBI (Prohibition of Insider Trading) Regulations 2015 (PIT Regulations) prohibit trading by insiders in securities of listed companies while in possession of Unpublished Price Sensitive Information (UPSI). The regulations impose extensive disclosure and compliance obligations on listed companies and designated persons.

Key Definitions

TermDefinition
InsiderConnected person or any person in possession of UPSI
Connected PersonDirector, KMP, employee, or any person having frequent communication with company for preceding 6 months
UPSIInformation relating to company, not generally available, which upon becoming available would materially affect price of securities
Designated PersonPersons designated by company as likely to have access to UPSI (directors, officers, key employees)

Examples of UPSI

UPSI includes but is not limited to:

  • Quarterly/annual financial results
  • Dividends (including interim dividends)
  • Change in capital structure (rights/bonus issue, buyback)
  • Mergers, acquisitions, demergers
  • Change in directors or KMP
  • Material contracts or litigations
  • Launch/discontinuation of major products
  • Major policy decisions or regulatory actions

Trading Window Closure

Companies must close the trading window (prohibit trading by designated persons) when UPSI is created:

  • Window closes when UPSI comes into existence
  • Minimum closure period: before Board meeting to announce quarterly results
  • Window reopens: 48 hours after publication/announcement of UPSI
  • Company's Code of Conduct prescribes specific calendar (e.g., window closed from 1 April to 48 hours after Q4 results)

Pre-Clearance Procedure

Designated persons wishing to trade during open window must obtain pre-clearance from the Compliance Officer if trade value exceeds Rs.10 lakh (or lower threshold as per company policy):

  1. Designated person applies to Compliance Officer
  2. Confirms not in possession of UPSI
  3. Compliance Officer approves/rejects within specified time
  4. Trade must be executed within 7 trading days of pre-clearance approval
  5. Within 2 trading days of completing trade, designated person must report trade details

Structured Digital Database (SDD)

Companies must maintain a digital database of all persons (internal and external) who have access to UPSI:

  • Names and PAN of all persons who have received UPSI
  • Purpose for which UPSI was shared
  • Date of sharing and expected date of making UPSI public
  • Database must be maintained for 8 years
  • Confidentiality of database must be maintained

Disclosure Requirements

Disclosure TypeWhoTimeline
Initial disclosure (Section 7(1)(a))Promoters, directors, KMPOn appointment or within 30 days of these regulations becoming applicable
Continual disclosurePromoters, directors, KMP holding 1% or moreWithin 2 trading days of trade
Disclosure by person above 2% thresholdAny person crossing 2% holding after tradingWithin 2 trading days of trade

Defenses Available to Insiders

Regulations provide certain defenses for insider trading allegations:

  • Off-market transactions between promoters with full disclosure to stock exchange
  • Transactions pursuant to statutory obligations or as per court/regulatory orders
  • Pre-arranged trading plan (filed with compliance officer and stock exchange before execution)
  • ESOPs granted by company (not secondary market)

Penalties

SEBI can impose civil and criminal penalties:

  • Civil penalty: Up to Rs.25 crore or three times the profit made from insider trading, whichever is higher
  • Criminal penalty: Imprisonment up to 10 years and/or fine up to Rs.25 crore under Section 24 of SEBI Act
  • Disgorgement: Ill-gotten gains required to be disgorged
  • Market ban: SEBI can debar insiders from participating in capital markets
Recent Trends: SEBI has been increasingly aggressive in insider trading enforcement. Penalties have been levied even where no actual profit was made but trading occurred while in possession of UPSI. SEBI also monitors social media communications as potential evidence of UPSI transmission. WhatsApp messages have been used as evidence in multiple insider trading cases.

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Frequently Asked Questions
What is UPSI under SEBI PIT Regulations 2015?
Unpublished Price Sensitive Information (UPSI) is information relating to a listed company that is not generally available and would materially affect securities prices if published. Examples include financial results, dividends, mergers, changes in key management, and material litigations.
Who are designated persons under PIT Regulations?
Designated persons are those identified by the company as likely to have access to UPSI. This typically includes directors, CFO, Company Secretary, senior management, fund managers, research analysts, and support staff with access to sensitive information.
What is the trading window?
The trading window is the period when designated persons are permitted to trade in company securities. The window is closed when UPSI is in existence and reopens 48 hours after UPSI becomes public (e.g., 48 hours after financial results are announced on stock exchange).
What is the penalty for insider trading?
SEBI can impose civil penalty up to Rs.25 crore or 3 times the profit made, whichever is higher. Criminal proceedings under Section 24 can result in imprisonment up to 10 years and/or fine up to Rs.25 crore. Ill-gotten profits are also subject to disgorgement.
What is a trading plan under PIT Regulations?
A pre-arranged trading plan is a defense mechanism where an insider declares their intention to trade in advance, and the plan is filed with the compliance officer and stock exchange at least 6 months before execution. Trading pursuant to such a plan is not considered insider trading.
Does the trading window restriction apply to all employees?
No, trading window restrictions apply only to designated persons as identified by the company. However, any person in possession of UPSI (even if not a designated person) is prohibited from trading under the general prohibition of Regulation 4 of PIT Regulations 2015.

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