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RERA Real Estate Regulatory Authority: Complete Guide for Home Buyers and Builders

Comprehensive guide to RERA 2016 for home buyers and builders. Covers registration requirements, builder obligations, buyer rights, RERA complaints, compensation, and state impleme...

TaxClue Team Tax & Compliance Expert
4 min read 31 views Updated Aug 21, 2026
Expert Reviewed High Complexity
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Last updated: August 2026Verified against: Government sources
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Comprehensive guide to RERA 2016 for home buyers and builders. Covers registration requirements, builder obligations, buyer rights, RERA complaints, compensation, and state implementations.

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The Real Estate (Regulation and Development) Act 2016 (RERA) was a landmark reform bringing transparency and accountability to India's real estate sector. Effective from 1 May 2017, RERA established state-level Real Estate Regulatory Authorities and mandated project registration, bringing protection to millions of home buyers.

Which Projects Must Register Under RERA?

  • All commercial and residential projects where land area exceeds 500 sq.m. OR
  • Number of apartments exceeds 8 units (in any phase)
  • Projects where marketing/advertisement has not started yet and all units not sold
  • Real estate agents: must register with state RERA

Builder's Obligations Under RERA

  • Register project before launch/marketing with state RERA
  • Deposit 70% of project funds in a separate designated account (RERA escrow)
  • Disclose: floor plans, layout, approvals, specifications, timeline on RERA portal
  • Quarterly update project progress on portal
  • No structural changes without buyer's consent
  • Deliver possession as per registered timeline (3% interest for delay)
  • 5-year warranty on structural defects after possession

Home Buyer Rights Under RERA

  • Right to receive timely possession (or compensation with interest)
  • Right to know all project details before booking
  • Right to quality construction (5-year structural defect warranty)
  • Right to refund with interest on project cancellation
  • Right to form Association of Allottees
  • Right to documents (approved plans, land title)

Compensation for Delay

If the builder fails to deliver possession as per registered date, the buyer is entitled to:

  • Interest on amount paid at SBI MCLR + 2% for the period of delay, OR
  • Full refund with interest if buyer chooses to exit

Filing RERA Complaint

  1. File complaint on state RERA portal (most states have online portals)
  2. Pay nominal complaint fee (varies by state)
  3. RERA Adjudicating Officer hears the matter
  4. Order within 60 days typically
  5. Appeal: RERA Appellate Tribunal → High Court

Penalties on Builders

  • Non-registration: Up to 10% of project cost + 3 years imprisonment (repeat)
  • False statement: Up to 5% of project cost
  • Non-compliance with RERA order: 5% of project cost daily until compliance

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Key Facts About RERA Real Estate Regulatory

  • Applies in: All states across India, under the relevant central law.
  • Mode: Mostly online via the official government portal.
  • Typical timeline: Ranges from a few days to a few weeks depending on the case.
  • Non-compliance: May attract penalties, interest or late fees.
  • Expert help: TaxClue completes the entire process end to end for you.

What projects must register under RERA?

Projects with land area over 500 sq.m. or more than 8 apartments must register with the state RERA before launch or marketing.

What is the 70% RERA escrow rule?

Builders must deposit 70% of project collections from buyers in a designated bank account, usable only for project construction and land costs — preventing fund diversion.

Over 90% of compliance penalties in India arise from missed due dates — timely handling can save businesses thousands of rupees each year.

— TaxClue Compliance Desk

RERA Real Estate Regulatory: a key compliance topic in Indian tax and corporate law that businesses and individuals must understand to remain compliant.

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Why This Matters

Staying compliant with Indian regulations protects your business from penalties, interest and unnecessary legal trouble. It is always wise to maintain proper records and documentation so that any future scrutiny can be handled smoothly. Rules and thresholds in rera are revised periodically, so it helps to review your obligations at the start of each financial year. Professional guidance from a qualified CA, CS or advocate ensures that filings are accurate and submitted well before the due date.

Small businesses and startups especially benefit from setting up a simple compliance calendar to track recurring deadlines. Government portals now allow most applications and filings to be completed online, reducing paperwork and turnaround time. Keeping your PAN, registration certificates and board resolutions organised makes every subsequent filing faster. When in doubt, it is better to seek clarification early rather than risk a notice or a late-filing penalty later.

A clear understanding of the applicable law helps you make confident, well-informed business decisions. TaxClue's experts regularly assist businesses across India with end-to-end rera support at transparent, affordable pricing.

Getting RERA Real Estate Regulatory right the first time saves both time and money. Many businesses seek expert help for RERA Real Estate Regulatory to stay fully compliant.

Need Help with Compliance?

Our CA experts guide you through the entire process — registration to filing.

Frequently Asked Questions
What projects must register under RERA?
Projects with land area over 500 sq.m. or more than 8 apartments must register with the state RERA before launch or marketing.
What is the 70% RERA escrow rule?
Builders must deposit 70% of project collections from buyers in a designated bank account, usable only for project construction and land costs — preventing fund diversion.
What compensation does a buyer get for RERA delay?
Interest at SBI MCLR + 2% on amounts paid for the delay period, or full refund with same interest if the buyer opts to exit.
What is the 5-year RERA warranty?
Builders must rectify any structural defects (plumbing, electrical, construction) reported within 5 years of possession handover at no extra cost.
Where do I file a RERA complaint?
On the state RERA portal (e.g., MahaRERA for Maharashtra, HRERA for Haryana). Filing is online with a nominal fee. Orders are typically passed within 60 days.
Can buyers get a refund under RERA?
Yes. If a builder fails to deliver possession as promised, buyers can seek full refund with interest at MCLR + 2% before the RERA Adjudicating Officer.
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Disclaimer: This article is for general informational purposes only and does not constitute professional tax, legal or financial advice. Laws, rates and due dates change and can vary by individual case — always verify with the relevant government source (e.g. mca.gov.in, incometax.gov.in) or consult a qualified professional before acting. TaxClue accepts no liability for decisions taken based on this content.

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