Section 80C Tax Planner
Track all your 80C investments in one place. See how much of the ₹1.5 lakh cap you've used, remaining room, and exact tax savings.
Cap limits (PPF ₹1.5L, SSY ₹1.5L) validated automatically. The estimate above updates live as you type.
Get a Personalised Tax-Saving Plan from a CA
Our experts analyse your full income profile and recommend the best 80C allocation plus other deductions.
- Enter your annual amounts for EPF, PPF, ELSS, LIC, NSC, SCSS, SSY, tuition, home loan principal and tax saver FD.
- Watch the live bar show how much of the ₹1.5L cap you have used.
- Select your tax regime and your applicable slab rate of 5%, 20% or 30%.
- Click Calculate to see eligible deduction, remaining room and exact tax saved.
What is the Section 80C limit?
The maximum deduction under Section 80C is ₹1,50,000 per financial year. This is a combined cap across all 80C instruments like EPF, PPF, ELSS, LIC and NSC.
Is 80C available in the New Regime?
No. Section 80C deductions are available only under the Old Tax Regime. If you use the New Regime, these investments do not reduce your taxable income.
How much tax can 80C save me?
It depends on your slab. A full ₹1.5L deduction saves about ₹7,800 at the 5% slab, ₹31,200 at 20%, and ₹46,800 at the 30% slab, including 4% cess.
Can I claim more than ₹1.5L for retirement?
Yes. Beyond the ₹1.5L 80C cap, Section 80CCD(1B) allows an extra ₹50,000 for NPS, taking the combined deduction up to ₹2L.
Disclaimer: This tool gives indicative results for general guidance only and is not professional advice. Please verify with a qualified CA before acting on the numbers.