Your Tax Saving Score™
Are you overpaying taxes? Answer the questions below and watch your score update live — find out exactly which deductions you’re missing.
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Our CA compares old vs new regime and helps you claim every rupee you’re entitled to.
Disclaimer: This score is an indicative self-assessment of unclaimed deductions, not tax advice. Actual savings depend on your income, regime and eligibility.
How the Tax Saving Score works
Each question checks one common deduction or planning step. The more opportunities you’ve already used, the lower your score — a low score is good. Points add up for every deduction you’re missing or unsure about, up to 100. The band below tells you how much tax you may be leaving on the table.
Top deductions to use
These are the deductions most salaried and self-employed Indians forget. Claiming even a few of them can save tens of thousands each year under the old regime.
Section 80C up to ₹1.5L
PPF, ELSS, LIC, EPF, NSC, tax-saving FDs and home-loan principal. At a 30% slab this saves ~₹46,800 in tax every year.
Section 80D up to ₹1L
Health-insurance premiums for self, family and parents. ₹25,000 for family plus up to ₹50,000 for senior-citizen parents.
NPS 80CCD(1B) extra ₹50k
An additional ₹50,000 over and above 80C. At the 30% slab that’s ~₹15,600 more saved every year.
Home Loan 24(b) up to ₹2L
Interest on a self-occupied home loan is deductible up to ₹2,00,000; 80EEA can add more for eligible first-time buyers.
Section 80E no limit
Full interest on an education loan is deductible for up to 8 years with no upper cap on the amount.
Old vs New Regime compare first
Never file on default. With big 80C/HRA/home-loan claims the old regime often wins — always compare before choosing.
Explore related free calculators and tools built by our chartered accountants — pick one from the panel to keep going, or browse the full toolkit.
Disclaimer: This tool gives indicative results for general guidance only and is not professional advice. Please verify with a qualified CA before acting on the numbers.