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NOC

No Objection Certificate from Bank for Second Loan

A lender's certificate confirming no objection to the borrower availing additional credit from another institution.

NO OBJECTION CERTIFICATE

(For Availing a Second Loan / Additional Facility)

To Whomsoever It May Concern

This is to certify that [Borrower Name] holds Loan Account No. [Account No.] with our branch, [Bank & Branch Name], which is being serviced regularly and is a standard asset.

We hereby convey our NO OBJECTION to the borrower availing a second loan / additional credit facility of Rs. [Amount] from [Other Lender Name], subject to the borrower continuing to service the existing facility with us as per sanctioned terms.

This certificate is issued at the specific request of the borrower and does not create any liability on the Bank.

___________________
[Branch Manager Name]
Branch Manager, [Bank & Branch Name]

Before you use it — fill in / check

  • Borrower Name
  • Account No.
  • Bank & Branch Name
  • Amount
  • Other Lender Name
  • Branch Manager Name

How to use this template

  1. Read through and replace every [bracketed] or blank placeholder with your actual details.
  2. Delete any clause that doesn't apply and add anything specific to your situation.
  3. Click Print / Save as PDF to download, or Copy text to paste into your letterhead.
  4. Get it signed / stamped / notarised as required, and keep a copy for your records.

This is a general, editable template for convenience only — not legal advice. For anything material, have a professional review it. TaxClue isn't liable for how it's used.