Section 10(13A) · FY 2025–26 · Instant Result
HRA Exemption Calculator
Find your exact tax-free HRA in 2 minutes. Works for metro & non-metro cities with all three conditions of Section 10(13A).
Enter Monthly Figures
Monthly basic salary (₹)
Monthly DA — 0 for most private
Monthly HRA from employer (₹)
Monthly rent (₹) — must have receipt
City Type
Note: Rent receipts & landlord PAN (for rent > ₹8,333/month) needed at time of filing.
Annual HRA Exemption
₹0
How the Exemption Was Calculated (Minimum of 3 Conditions)
Tips to Maximise Your HRA Exemption
Pay rent via bank transfer to ensure a documented trail — cash payments may be questioned.
Collect rent receipts monthly. For annual rent > ₹1,00,000, provide landlord's PAN to employer.
If you live with parents, pay rent to them — it's valid. They report it as income; you claim exemption.
Negotiate a higher HRA component in your CTC to maximise exemption under Condition 1.
Get Your ITR Filed by a CA & Maximise Savings
Our experts ensure you claim every rupee of HRA exemption correctly — starting at ₹999.