NRI Tax Filing, Fully Managed by Experts
CA-managed income tax return filing for NRIs with Indian-source income — we determine your residential status, select the correct ITR-2/ITR-3, reconcile Form 26AS and AIS, apply DTAA relief and claim Section 195 TDS refunds, then e-file on the income-tax portal. 100% online, with the exact professional fee quoted upfront.
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What Is NRI Tax Filing?
A quick, plain-language explanation before the details.
NRI income tax filing is the process by which a non-resident Indian reports and pays tax in India only on income received or accruing in India — Indian salary, rent, capital gains on Indian assets, and interest or dividends. Foreign income is not taxed in India for an NRI.
Under the Income-tax Act, 1961, residential status (Section 6) determines the scope of income taxable in India. An NRI is taxed only on income that accrues, arises or is received in India, and can claim treaty relief under Sections 90/91 (DTAA) with a Tax Residency Certificate.
Administered by the Income Tax Department via the e-filing portal (eportal.incometax.gov.in), where NRIs file ITR-2/ITR-3, submit Form 10F and claim foreign tax credit through Form 67.
The return is valid only after e-verification within 30 days of filing. If not verified in time it is treated as invalid, as though it was never filed.
Quick Facts
Is This Service Right for You?
Ideal for
- NRIs with Indian property — rental income or sale of a house/land (ITR-2)
- NRO / NRE account holders — NRO interest attracts TDS, file to claim refund
- NRI investors — capital gains on Indian shares, mutual funds and bonds
- Indian-salary earners abroad — salary received/accrued in India while posted overseas
- Returning NRIs (RNOR) — transitional residents needing correct status and disclosures
- NRIs with Indian business or professional income (ITR-3)
You may need this if
- You have Indian salary, rent, capital gains, interest or dividends
- Section 195 TDS has been deducted and you want to claim the refund
- You are taxed abroad on the same income and want DTAA relief
- You sold Indian property and TDS was deducted on the sale
- You hold NRO / NRE deposits with TDS on the interest
- You need to confirm your residential status (NRI / RNOR / resident)
Not sure if you need this?
Talk to an Expert →Why NRI Tax Filing is Important
Correct NRI filing recovers excess TDS, avoids double taxation and keeps your Indian income compliant. Here is why it matters.
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01
Recover Excess TDS
Section 195 TDS is often deducted above your real liability — a filed return is how NRIs claim the refund to their NRO account.
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02
DTAA Relief
Avoid being taxed twice using the applicable treaty, a Tax Residency Certificate and Form 10F, with foreign tax credit via Form 67.
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03
Correct Residential Status
Resident vs NRI vs RNOR (Section 6 day-count rule) decides exactly what is taxable in India.
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04
Capital Gains on Indian Assets
Gains on Indian shares, mutual funds and property computed correctly at the right special rates.
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05
Avoid Tax Notices
Form 26AS and AIS reconciled so NRO/NRE interest and rent match, preventing mismatch notices.
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06
Foreign Tax Credit
Foreign tax paid on Indian income claimed via Form 67 within the filing deadline.
Simple, Transparent Pricing
Custom quote for your case
Fees depend on your business type and scope. Get a clear, itemised quote upfront — no hidden professional charges, government fee billed at actuals.
Who Can Apply?
Eligibility checklist
- Residential status confirmed under Section 6 (NRI / RNOR by day-count)
- A valid PAN linked with Aadhaar for e-filing
- The correct ITR form — ITR-2, or ITR-3 where there is business income
- Form 26AS and AIS reconciled with NRO/NRE interest, rent and gains
- Tax Residency Certificate and Form 10F where DTAA relief is claimed
- Filing before the due date to claim refunds and carry forward losses
Everything You Need. One Professional Team.
Residential Status
Confirm NRI / RNOR / resident under Section 6 by day-count and map your Indian-source income.
Form Selection
Select the correct ITR-2 (or ITR-3 for business/profession) — ITR-1 cannot be used by a non-resident.
26AS & AIS Reconciliation
Reconcile Indian income with Form 26AS and AIS so NRO/NRE interest, rent and gains match before filing.
Capital Gains
Compute gains on Indian shares, mutual funds and property at the correct special rates.
DTAA Relief
Apply the treaty benefit under Sections 90/91 using a Tax Residency Certificate and Form 10F.
Foreign Tax Credit
Claim credit for tax paid abroad on Indian income by filing Form 67 within the due date.
Section 195 TDS Refund
Reconcile Section 195 TDS and compute the excess refundable to your NRO account.
E-Filing
File on the income-tax portal, deliver the ITR-V and complete e-verification within 30 days.
What You’ll Receive
What Documents Are Required for NRI Tax Filing?
Requirements are grouped by Indian income/TDS, capital gains and DTAA/identity. Keep clear scans (PDF/JPG) ready — everything is collected securely online, and we provide a checklist matched to your Indian-source income.
Income & TDS
Indian income and tax deducted- Form 26AS (tax credit statement)
- AIS / TIS (Annual Information Statement)
- NRO / NRE bank account statements
- Section 195 TDS certificates (Form 16A)
- Rent details for Indian house property
Capital Gains & Investments
Indian assets, where applicable- Capital gains statements (shares, MF)
- Property sale / purchase deeds
- TDS deducted on property sale (Section 195)
- Demat / broker statements
- Dividend and interest statements
DTAA & Identity
Treaty relief and KYC- Tax Residency Certificate (TRC) from home country
- Form 10F details for the portal
- Foreign tax paid proof (for Form 67 / FTC)
- PAN and passport / visa details
- Overseas address and bank details for refund
Residential status decides scope
Under Section 6, status is set by days spent in India (broadly 182). Only Indian-source income is taxed for an NRI; a returning NRI may fall under transitional RNOR status.
DTAA needs a TRC and Form 10F
To claim treaty relief you need a Tax Residency Certificate from your country of residence and must file Form 10F electronically on the portal; foreign tax credit is claimed via Form 67.
Reconcile 26AS and AIS
Section 195 TDS on NRO interest, rent and property sale shows in Form 26AS/AIS. Reconciling before filing prevents mismatch notices and ensures the excess TDS is refunded.
E-verify within 30 days
After filing you must e-verify the return within 30 days, or it is treated as invalid. Refunds are credited to a pre-validated NRO / Indian bank account.
Don’t have all the documents?
We’ll identify what your case needs →How NRI Tax Filing Works (Step by Step)
The entire process is 100% online through the income-tax e-filing portal, with status updates throughout.
Residential Status
Confirm NRI / RNOR by day-count under Section 6 and map your Indian-source income.
Documents
Collect Form 26AS, AIS, TRC, NRO/NRE statements and capital-gains reports securely online.
Computation & DTAA
Tax on Indian income computed, DTAA relief applied, Form 10F and Form 67 prepared.
Review & Approve
You review the draft ITR-2 / ITR-3 — corrections are made if any.
E-Filing & Verification
Filed on the income-tax portal, ITR-V delivered and e-verification completed within 30 days.
How Long Does NRI Tax Filing Take?
| Stage | Expected Time |
|---|---|
| Residential status & document collection | Day 1–2 |
| Computation, DTAA relief & form preparation | Day 2–4 |
| Client review & approval | Day 4–5 |
| E-filing & e-verification | Day 5–7 |
A typical NRI return is filed within 3–7 working days once documents are complete. Returns with property sale, capital gains or DTAA relief may take longer, and audit cases follow the 31 October due date.
Key Dates — At a Glance
| Frequency | What Is Due |
|---|---|
| Within 30 Days | E-verify the return (Aadhaar OTP / net banking / EVC / ITR-V) · Save the ITR-V acknowledgement for records · Ensure the refund NRO / bank account is pre-validated |
| Repatriation | File Form 15CA (and Form 15CB where applicable) before remitting · Confirm correct tax has been deducted on the remittance · Keep TRC and DTAA documents ready for the bank |
| Till 31 December | File a belated or revised return if needed · Correct any error found after filing · Pay any additional tax with interest |
| Later (ITR-U) | File or correct a past return via ITR-U where required · Additional tax applies on an updated return · Keep supporting documents for the assessment period |
Dates are indicative and may change with government notifications. Our team tracks every deadline so you never miss a filing.
Doing It Yourself vs TaxClue
Doing It Yourself
- Determine your residential status under Section 6 yourself
- Work out the correct ITR-2 / ITR-3 for your Indian income
- Reconcile Form 26AS and AIS with NRO/NRE interest and rent
- Compute capital gains on Indian assets at the right special rates
- Read the applicable DTAA and apply treaty relief with Form 10F
- File Form 67 in time to claim foreign tax credit
- Risk lost refunds, blocked repatriation and mismatch notices
With TaxClue
- Residential status confirmed under Section 6 by day-count
- Correct ITR-2 / ITR-3 selected — never the wrong ITR-1
- 26AS and AIS reconciled before filing
- Capital gains on Indian assets computed at special rates
- DTAA relief applied with TRC, Form 10F and Form 67
- Section 195 TDS reconciled and excess refund claimed
- Clean, notice-free filing with 30-day support
Skip the guesswork.
Let an expert handle it →Common Mistakes That Delay Your Application
TaxClue reviews your documents before filing to reduce avoidable errors.
What to Keep in Mind After Filing
Within 30 Days
- E-verify the return (Aadhaar OTP / net banking / EVC / ITR-V)
- Save the ITR-V acknowledgement for records
- Ensure the refund NRO / bank account is pre-validated
Repatriation
- File Form 15CA (and Form 15CB where applicable) before remitting
- Confirm correct tax has been deducted on the remittance
- Keep TRC and DTAA documents ready for the bank
Till 31 December
- File a belated or revised return if needed
- Correct any error found after filing
- Pay any additional tax with interest
Later (ITR-U)
- File or correct a past return via ITR-U where required
- Additional tax applies on an updated return
- Keep supporting documents for the assessment period
Penalties & Consequences
What is at stake if you do not comply
- Filing ITR-1, which a non-resident cannot use, invalidates the return
- Section 195 TDS is often deducted above the real liability and stays unclaimed
- Missing the DTAA relief, TRC and Form 10F causes double taxation
- Filing Form 67 late forfeits the foreign tax credit
- Not e-verifying within 30 days makes the return invalid
Regulatory Updates 2025–26
- 2025: LTCG on listed equity and equity mutual funds is taxed at 12.5% above ₹1.25 lakh; short-term gains at 20% (Sections 112A/111A).
Why Businesses Choose TaxClue
CA / CS Team
Qualified Chartered Accountants and Company Secretaries with deep NRI tax expertise handle your return.
End-to-End
From residential status to e-verification — fully managed, with minimal effort from you.
DTAA Expertise
Treaty relief, TRC, Form 10F and Form 67 handled correctly to avoid double taxation.
Fast Turnaround
Committed timelines with proactive status updates. No delays, no excuses.
100% Online
Everything over WhatsApp / email — no office visits, wherever you are in the world.
Transparent Fees
The professional fee is quoted upfront — ₹0 hidden charges.
Your Documents Deserve Professional Care
- Documents handled by professionals under confidentiality
- Access limited to the team working on your return
- Communication over secure digital channels
- Documents retained only as long as needed for compliance
Frequently Asked Questions
Which income is taxable in India for an NRI?
Which ITR form does an NRI file?
What is the due date for an NRI to file the return?
How is residential status decided?
How can an NRI claim relief from double taxation (DTAA)?
Can an NRI claim a refund of TDS deducted under Section 195?
How are capital gains on Indian assets taxed for NRIs?
How is NRO and NRE account interest treated?
What is a lower or nil TDS certificate (Form 13)?
What TDS applies when an NRI sells property in India?
What is needed to repatriate funds from India?
Can NRIs file NRI returns through TaxClue?
How are NRIs taxed in India on their income?
What is RNOR status and how does it help a returning NRI?
How does FEMA affect an NRI's taxes and bank accounts?
How is an NRI taxed on dividends and interest from India?
Do NRIs need to report foreign assets in the Indian return?
Official Sources & Legal References
Every regulatory detail on this page is drawn from primary law and official government sources. Verify them directly:
- Income Tax Department — Department portalOfficial portal of the Income Tax Department
- Income Tax e-Filing portal (ITR, Form 10F, Form 67)File your ITR, Form 10F and Form 67, and complete e-verification
- Income-tax India — Acts, Rules & DTAAsIncome-tax Act, residential status, DTAAs and due dates
- Protean (NSDL) TIN — Form 15CA/15CB & TDSRepatriation forms (15CA/15CB) and TDS services
- ICAI — Institute of Chartered Accountants of IndiaProfessional body of Chartered Accountants
Related Guides
NRI Income Tax & FEMA
Read guide ArticleReturning NRI Tax Planning (RNOR)
Read guide ArticleNRI Special Rates (Section 115A)
Read guide ArticleITR-2 for NRIs & Schedule FA
Read guide ArticleSection 54 / 54F / 54EC Exemptions
Read guide ArticleSection 50C on Property Sale
Read guide ArticleMutual Fund Capital Gains Tax
Read guideNRI Tax Filing Resources — All Free
File Your NRI Tax Return with a CA
Expert-managed NRI income tax filing for AY 2026–27 — residential status, correct ITR-2/ITR-3, 26AS & AIS reconciled, DTAA relief with Form 10F & Form 67, and Section 195 TDS refunds. Consultation, transparent fee quoted upfront, zero hidden charges.
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